Natural hazards · Prattsville

Prattsville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Prattsville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 88 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prattsville?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prattsville to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%
By hazard

What Prattsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prattsville flood?

Every paid claim on a federal flood insurance policy in Prattsville, from FEMA’s records.

88paid claims since 1978
$4.3Mpaid to owners
7homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 37 claims, $4.0M
  • Hurricane Floyd: 3 claims, $52K
  • Not a named storm: 2 claims, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Prattsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
7homes raised above flood level
Disasters that hit Prattsville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prattsville itself: aid to households, or repair grants to the Town of Prattsville.

Brought FEMA money into PrattsvilleDeclared for Greene County only
2011

Hurricane Irene

225 households applied for aid $1.7M aid approved $3.5M to the Town of Prattsville for repairs
2008

Severe Winter Storm

$27K to the Town of Prattsville for repairs
2005

Severe Storms and Flooding

$7K to the Town of Prattsville for repairs
2003

Snow

$4K to the Town of Prattsville for repairs
2002

Snowstorms

$8K to the Town of Prattsville for repairs
1999

Hurricane Floyd Major Disaster Declarations

$22K to the Town of Prattsville for repairs
Greene County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
Around Prattsville

Prattsville and the towns around it

Ashland: Very high, mostly inland floodingConesville: Moderate, mostly inland floodingLexington: High, mostly inland floodingRoxbury: High, mostly inland floodingWindham: High, mostly inland floodingJewett: High, mostly inland floodingGilboa: Moderate, mostly inland floodingBroome: Moderate, mostly inland floodingDurham: Moderate, mostly inland floodingRensselaerville: High, mostly inland floodingHunter: High, mostly inland floodingHalcott: High, mostly inland floodingShandaken: Very high, mostly inland floodingStamford: High, mostly inland floodingMiddletown: High, mostly inland floodingBovina: High, mostly inland floodingPrattsville: Very high, mostly inland flooding PrattsvilleAshlandConesvilleLexingtonRoxbury
Very lowLowModerateHighVery high
Prattsvillemostly inland floodingVery high
Ashlandmostly inland floodingVery high
Lexingtonmostly inland floodingHigh
Roxburymostly inland floodingHigh
Conesvillemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prattsville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Prattsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Prattsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01