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Natural hazards · Broome

Broome, NY natural hazards

Most of the natural-hazard damage FEMA expects in Broome comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1979. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Broome?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Broome to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Broome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Broome flood?

Every paid claim on a federal flood insurance policy in Broome, from FEMA’s records.

12paid claims since 1979
$235Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 1 claim, $20K
  • Tropical Storm Lee: 1 claim, $8K
  • Torrential rain: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Broome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schoharie County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Broome

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Broome itself: aid to households, or repair grants to the Town of Broome.

Brought FEMA money into BroomeDeclared for Schoharie County only
2017

Severe Winter Storm and Snowstorm

$12K to the Town of Broome for repairs
2011

Remnants of Tropical Storm Lee

$16K to the Town of Broome for repairs
2011

Hurricane Irene

$1.2M to the Town of Broome for repairs
2010

Severe Storms and Flooding

$48K to the Town of Broome for repairs
2008

Severe Winter Storm

$93K to the Town of Broome for repairs
2007

Severe Storms and Inland and Coastal Flooding

$473K to the Town of Broome for repairs
2006

Severe Storms and Flooding

$23K to the Town of Broome for repairs
2005

Severe Storms and Flooding

$107K to the Town of Broome for repairs
2004

Tropical Depression Ivan

$16K to the Town of Broome for repairs
2004

Severe Storms and Flooding

$37K to the Town of Broome for repairs
2003

Snow

$10K to the Town of Broome for repairs
2002

Snowstorms

$16K to the Town of Broome for repairs
2000

Severe Storms and Flooding

$8K to the Town of Broome for repairs
1999

Hurricane Floyd Major Disaster Declarations

$16K to the Town of Broome for repairs
Schoharie County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Broome

Broome and the towns around it

Gilboa: Moderate, mostly inland floodingRensselaerville: High, mostly inland floodingFulton: High, mostly inland floodingConesville: Moderate, mostly inland floodingMiddleburgh: High, mostly inland floodingBerne: Moderate, mostly inland floodingBlenheim: High, mostly inland floodingWesterlo: Low, mostly inland floodingDurham: Moderate, mostly inland floodingSummit: High, mostly inland floodingRichmondville: High, mostly inland floodingWindham: High, mostly inland floodingAshland: Very high, mostly inland floodingPrattsville: Very high, mostly inland floodingSchoharie: High, mostly inland floodingWright: High, mostly inland floodingCobleskill: Low, mostly inland floodingNew Scotland: Low, mostly inland floodingKnox: Very low, mostly inland floodingBroome: Moderate, mostly inland flooding BroomeGilboaRensselaervilleFultonConesvilleMiddleburghBerne
Very lowLowModerateHighVery high
Middleburghmostly inland floodingHigh
Fultonmostly inland floodingHigh
Rensselaervillemostly inland floodingHigh
Broomemostly inland floodingModerate
Gilboamostly inland floodingModerate
Conesvillemostly inland floodingModerate
Bernemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Broome is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Broome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Broome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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