Natural hazards · Afton

Afton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Afton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 32 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Afton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Afton to be higher than in 88% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Afton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Afton flood?

Every paid claim on a federal flood insurance policy in Afton, from FEMA’s records.

32paid claims since 1978

$680Kpaid to owners

4homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 12 claims, $413K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Afton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chenango County.

Disasters that hit Afton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Afton itself: aid to households, or repair grants to the Town of Afton.

Brought FEMA money into AftonDeclared for Chenango County only

2017

Severe Winter Storm and Snowstorm

$9K to the Town of Afton for repairs

2006

Severe Storms and Flooding

$725K to the Town of Afton for repairs

2005

Severe Storms and Flooding

$9K to the Town of Afton for repairs

2004

Tropical Depression Ivan

$25K to the Town of Afton for repairs

2003

Snow

$4K to the Town of Afton for repairs

2002

Snowstorms

$9K to the Town of Afton for repairs

Chenango County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Afton

Afton and the towns around it

Very lowLowModerateHighVery high

Aftonmostly inland floodingVery high

Coventrymostly inland floodingVery high

Colesvillemostly inland floodingHigh

Sanfordmostly inland floodingHigh

Bainbridgemostly inland floodingHigh

Masonvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Afton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Afton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Afton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Afton total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.