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Natural hazards · Canisteo

Canisteo, NY natural hazards

Most of the natural-hazard damage FEMA expects in Canisteo comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Canisteo?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Canisteo to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else12%
By hazard

What Canisteo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Canisteo flood?

Every paid claim on a federal flood insurance policy in Canisteo, from FEMA’s records.

13paid claims since 1981
$336Kpaid to owners
2homes flooded more than once
19812026

Biggest named events

  • Hurricane Debby: 3 claims, $156K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Canisteo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Canisteo

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Canisteo itself: aid to households, or repair grants to the Town of Canisteo.

Brought FEMA money into CanisteoDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$4.3M to the Town of Canisteo for repairs
2021

Remnants of Tropical Storm Fred

$1.1M to the Town of Canisteo for repairs
2014

Severe Storms and Flooding

$128K to the Town of Canisteo for repairs
2004

Severe Storms and Flooding

$100K to the Town of Canisteo for repairs
2003

Severe Storms, Flooding, and Tornadoes

$87K to the Town of Canisteo for repairs
2000

Severe Storms and Flooding

$42K to the Town of Canisteo for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Canisteo

Canisteo and the towns around it

Howard: Moderate, mostly inland floodingHartsville: High, mostly inland floodingCameron: Moderate, mostly inland floodingHornellsville: High, mostly inland floodingFremont: Moderate, mostly inland floodingAvoca: Moderate, mostly inland floodingBath: Low, mostly inland floodingCohocton: Moderate, mostly inland floodingGreenwood: High, mostly inland floodingAlfred: High, mostly inland floodingThurston: Moderate, mostly inland floodingRathbone: Moderate, mostly inland floodingJasper: High, mostly inland floodingWoodhull: High, mostly inland floodingAlmond: High, mostly inland floodingBurns: High, mostly inland floodingDansville: Moderate, mostly inland floodingCanisteo: High, mostly inland flooding CanisteoHowardHartsvilleCameronHornellsville
Very lowLowModerateHighVery high
Canisteomostly inland floodingHigh
Hornellsvillemostly inland floodingHigh
Hartsvillemostly inland floodingHigh
Cameronmostly inland floodingModerate
Howardmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Canisteo covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Canisteo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Canisteo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Canisteo total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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