Natural hazards · Broadalbin

Broadalbin, NY natural hazards

Most of the natural-hazard damage FEMA expects in Broadalbin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Broadalbin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Broadalbin to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves8%Everything else16%

By hazard

What Broadalbin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Broadalbin flood?

Every paid claim on a federal flood insurance policy in Broadalbin, from FEMA’s records.

1paid claims since 2019

$3Kpaid to owners

0homes flooded more than once

20192026

of all homes
are insured

No community discount. Broadalbin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Broadalbin

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Broadalbin itself: aid to households, or repair grants to the Town of Broadalbin.

Brought FEMA money into BroadalbinDeclared for Fulton County only

2017

Severe Winter Storm and Snowstorm

$12K to the Town of Broadalbin for repairs

2002

Snowstorms

$8K to the Town of Broadalbin for repairs

Fulton County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Broadalbin

Broadalbin and the towns around it

Very lowLowModerateHighVery high

Broadalbinmostly inland floodingModerate

Northamptonmostly inland floodingModerate

Mayfieldmostly inland floodingLow

Providencemostly inland floodingLow

Galwaymostly inland floodingVery low

Perthmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Broadalbin covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Broadalbin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Broadalbin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Broadalbin total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.