Natural hazards · Perth

Perth, NY natural hazards

Most of the natural-hazard damage FEMA expects in Perth comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perth?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perth to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves9%Tornadoes7%Everything else16%

By hazard

What Perth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 40% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perth flood?

FEMA's records show no paid flood insurance claims in Perth.

of all homes
are insured

No community discount. Perth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Perth

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perth itself: aid to households, or repair grants to the Town of Perth.

Brought FEMA money into PerthDeclared for Fulton County only

2017

Severe Winter Storm and Snowstorm

$14K to the Town of Perth for repairs

2011

Hurricane Irene

$16K to the Town of Perth for repairs

2002

Snowstorms

$10K to the Town of Perth for repairs

Fulton County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Perth

Perth and the towns around it

Very lowLowModerateHighVery high

Broadalbinmostly inland floodingModerate

Amsterdammostly inland floodingLow

Mayfieldmostly inland floodingLow

Johnstownmostly inland floodingLow

Perthmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Perth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Perth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perth total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.