Natural hazards · Mayfield

Mayfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mayfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mayfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mayfield to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Tornadoes6%Everything else13%

By hazard

What Mayfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 40% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mayfield flood?

Every paid claim on a federal flood insurance policy in Mayfield, from FEMA’s records.

4paid claims since 1982

$20Kpaid to owners

0homes flooded more than once

19822026

of all homes
are insured

No community discount. Mayfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Mayfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mayfield itself: aid to households, or repair grants to the Town of Mayfield.

Brought FEMA money into MayfieldDeclared for Fulton County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$242K to the Town of Mayfield for repairs

2017

Severe Winter Storm and Snowstorm

$20K to the Town of Mayfield for repairs

2011

Hurricane Irene

$158K to the Town of Mayfield for repairs

2006

Severe Storms and Flooding

$11K to the Town of Mayfield for repairs

2003

Severe Storms, Flooding, and Tornadoes

$984 to the Town of Mayfield for repairs

2002

Snowstorms

$7K to the Town of Mayfield for repairs

Fulton County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Mayfield

Mayfield and the towns around it

Very lowLowModerateHighVery high

Bensonmostly inland floodingVery high

Broadalbinmostly inland floodingModerate

Bleeckermostly inland floodingModerate

Northamptonmostly inland floodingModerate

Mayfieldmostly inland floodingLow

Johnstownmostly inland floodingLow

Perthmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mayfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mayfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mayfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mayfield total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.