Natural hazards · Providence

Providence, NY natural hazards

Most of the natural-hazard damage FEMA expects in Providence comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Providence?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Providence to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes8%Everything else19%

By hazard

What Providence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 36% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Providence flood?

FEMA's records show no paid flood insurance claims in Providence.

of all homes
are insured

No community discount. Providence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Providence

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Providence itself: aid to households, or repair grants to the Town of Providence.

Brought FEMA money into ProvidenceDeclared for Saratoga County only

2017

Severe Winter Storm and Snowstorm

$13K to the Town of Providence for repairs

2011

Hurricane Irene

$232K to the Town of Providence for repairs

2004

Severe Storms and Flooding

$173K to the Town of Providence for repairs

2002

Snowstorms

$7K to the Town of Providence for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Providence

Providence and the towns around it

Very lowLowModerateHighVery high

Broadalbinmostly inland floodingModerate

Greenfieldmostly inland floodingLow

Providencemostly inland floodingLow

Edinburgmostly inland floodingLow

Galwaymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Providence covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Providence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Providence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Providence total about $379K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.