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Natural hazards · Arcade

Arcade, NY natural hazards

Most of the natural-hazard damage FEMA expects in Arcade comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Arcade?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcade to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Arcade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Arcade flood?

Every paid claim on a federal flood insurance policy in Arcade, from FEMA’s records.

2paid claims since 1998
$7Kpaid to owners
0homes flooded more than once
19982026
of all homes
are insured
No community discount. Arcade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.
Disasters that hit Arcade

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcade itself: aid to households, or repair grants to the Town of Arcade.

Brought FEMA money into ArcadeDeclared for Wyoming County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Arcade for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$9K to the Town of Arcade for repairs
2003

Severe Storms, Flooding, and Tornadoes

$3K to the Town of Arcade for repairs
2001

Snow

$13K to the Town of Arcade for repairs
1999

Snow

$12K to the Town of Arcade for repairs
Wyoming County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Arcade

Arcade and the towns around it

Eagle: High, mostly inland floodingJava: Very low, mostly inland floodingFreedom: High, mostly inland floodingSardinia: Low, mostly inland floodingArcade: Very high, mostly inland floodingCenterville: High, mostly inland floodingPike: High, mostly inland floodingWethersfield: Moderate, mostly inland floodingSheldon: Low, mostly inland floodingHolland: Moderate, mostly inland floodingFarmersville: High, mostly inland floodingYorkshire: Moderate, mostly inland floodingRushford: Moderate, mostly inland floodingAshford: High, mostly inland floodingConcord: Low, mostly inland floodingColden: High, mostly inland floodingArcade: Very high, mostly inland flooding ArcadeEagleJavaFreedomSardiniaArcade
Very lowLowModerateHighVery high
Arcademostly inland floodingVery high
Arcademostly inland floodingVery high
Eaglemostly inland floodingHigh
Freedommostly inland floodingHigh
Sardiniamostly inland floodingLow
Javamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcade covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Arcade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Arcade total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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