Natural hazards · Arcade

Arcade, NY natural hazards

Most of the natural-hazard damage FEMA expects in Arcade comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 17 claims here since 1989. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcade?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcade to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Arcade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcade flood?

Every paid claim on a federal flood insurance policy in Arcade, from FEMA’s records.

17paid claims since 1989

$500Kpaid to owners

5homes flooded more than once

19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Arcade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wyoming County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Arcade

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcade itself: aid to households, or repair grants to the Village of Arcade.

Brought FEMA money into ArcadeDeclared for Wyoming County only

2014

Severe Winter Storm, Snowstorm, and Flooding

$6K to the Village of Arcade for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$8K to the Village of Arcade for repairs

2001

Snow

$8K to the Village of Arcade for repairs

1999

Snow

$11K to the Village of Arcade for repairs

Wyoming County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Arcade

Arcade and the towns around it

Very lowLowModerateHighVery high

Arcademostly inland floodingVery high

Freedommostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Arcade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.