Natural hazards · Java

Java, NY natural hazards

Most of the natural-hazard damage FEMA expects in Java comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1998. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Java?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Java to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes6%Hail6%Cold waves5%Everything else15%

By hazard

What Java faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 31% of U.S. places

Hail

6% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Java flood?

Every paid claim on a federal flood insurance policy in Java, from FEMA’s records.

1paid claims since 1998

$8Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Java isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wyoming County.

Disasters that hit Java

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Java itself: aid to households, or repair grants to the Town of Java.

Brought FEMA money into JavaDeclared for Wyoming County only

2001

Snow

$8K to the Town of Java for repairs

1999

Snow

$4K to the Town of Java for repairs

Wyoming County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Java

Java and the towns around it

Very lowLowModerateHighVery high

Arcademostly inland floodingVery high

Hollandmostly inland floodingModerate

Wethersfieldmostly inland floodingModerate

Sheldonmostly inland floodingLow

Javamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Java covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Java’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Java. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Java total about $496K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.