Natural hazards · Sardinia

Sardinia, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sardinia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sardinia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sardinia to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves10%Tornadoes5%Everything else5%

By hazard

What Sardinia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 35% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sardinia flood?

Every paid claim on a federal flood insurance policy in Sardinia, from FEMA’s records.

3paid claims since 1998

$114Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Sandy: 1 claim, $95K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sardinia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Sardinia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sardinia itself: aid to households, or repair grants to the Town of Sardinia.

Brought FEMA money into SardiniaDeclared for Erie County only

2014

Severe Winter Storm, Snowstorm, and Flooding

$4K to the Town of Sardinia for repairs

2001

Severe Winter Storm

$7K to the Town of Sardinia for repairs

2000

Snow

$3K to the Town of Sardinia for repairs

Erie County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.

Around Sardinia

Sardinia and the towns around it

Very lowLowModerateHighVery high

Arcademostly inland floodingVery high

Ashfordmostly inland floodingHigh

Coldenmostly inland floodingHigh

Yorkshiremostly inland floodingModerate

Hollandmostly inland floodingModerate

Sardiniamostly inland floodingLow

Concordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sardinia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sardinia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sardinia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sardinia total about $883K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.