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Natural hazards · Mount Laurel

Mount Laurel, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Mount Laurel comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 51 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Laurel?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Laurel to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding67%Strong wind7%Earthquakes6%Hurricanes5%Everything else15%
By hazard

What Mount Laurel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 3 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 62% of U.S. places

Hurricanes

5% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Laurel flood?

Every paid claim on a federal flood insurance policy in Mount Laurel, from FEMA’s records.

51paid claims since 1978
$519Kpaid to owners
6homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $11K
  • Hurricane Irene: 1 claim, $1K
  • March 2010 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Laurel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.
Disasters that hit Mount Laurel

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Laurel itself: aid to households, or repair grants to the Township of Mount Laurel.

Brought FEMA money into Mount LaurelDeclared for Burlington County only
2018

Severe Winter Storm and Snowstorm

$345K to the Township of Mount Laurel for repairs
2016

Severe Winter Storm and Snowstorm

$188K to the Township of Mount Laurel for repairs
2012

Hurricane Sandy

40 households applied for aid $45K aid approved $40K to the Township of Mount Laurel for repairs
2011

Hurricane Irene

61 households applied for aid $82K aid approved $24K to the Township of Mount Laurel for repairs
2010

Severe Winter Storm and Snowstorm

$226K to the Township of Mount Laurel for repairs
2010

Severe Storms and Flooding

5 households applied for aid $3K aid approved
2009

Snowstorm

$81K to the Township of Mount Laurel for repairs
2007

Severe Storms and Inland and Coastal Flooding

23 households applied for aid $26K aid approved
2004

Severe Storms and Flooding

135 households applied for aid $330K aid approved $70K to the Township of Mount Laurel for repairs
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Mount Laurel

Mount Laurel and the towns around it

Hainesport: Moderate, mostly inland floodingCherry Hill: Low, mostly inland floodingMoorestown: Moderate, mostly inland floodingWestampton: Low, mostly inland floodingMaple Shade: High, mostly inland floodingWillingboro: High, mostly inland floodingLumberton: Moderate, mostly inland floodingEvesham: Low, mostly inland floodingMedford: Moderate, mostly inland floodingMount Holly: High, mostly inland floodingHaddonfield: Low, mostly inland floodingLawnside: Very low, mostly inland floodingHaddon: Low, mostly inland floodingPennsauken: Low, mostly inland floodingMerchantville: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingCollingswood: Moderate, mostly inland floodingDelran: High, mostly inland floodingCinnaminson: Very high, mostly inland floodingBurlington: High, mostly inland floodingEastampton: High, mostly inland floodingEdgewater Park: Very high, mostly inland floodingDelanco: Very high, mostly inland floodingSouthampton: Moderate, mostly inland floodingWaterford: Very low, mostly inland floodingBerlin: Very low, mostly inland floodingShamong: Low, mostly inland floodingTabernacle: Low, mostly inland floodingMount Laurel: Moderate, mostly inland flooding Mount LaurelHainesportCherry HillMoorestownWestamptonMaple ShadeWillingboroLumbertonEveshamMedford
Very lowLowModerateHighVery high
Maple Shademostly inland floodingHigh
Willingboromostly inland floodingHigh
Hainesportmostly inland floodingModerate
Medfordmostly inland floodingModerate
Lumbertonmostly inland floodingModerate
Mount Laurelmostly inland floodingModerate
Moorestownmostly inland floodingModerate
Cherry Hillmostly inland floodingLow
Westamptonmostly inland floodingLow
Eveshammostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Laurel covers 11 census tracts, combined by population.
Money that reached townFlood claims are matched to Mount Laurel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mount Laurel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Laurel total about $15.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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