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Natural hazards · Lumberton

Lumberton, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Lumberton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 174 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lumberton?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lumberton to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding69%Strong wind6%Hurricanes5%Earthquakes5%Everything else14%
By hazard

What Lumberton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 3 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Earthquakes

5% of expected damage
Above average · higher than 65% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lumberton flood?

Every paid claim on a federal flood insurance policy in Lumberton, from FEMA’s records.

174paid claims since 1978
$7.2Mpaid to owners
44homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 44 claims, $1.6M
  • Hurricane Irene: 34 claims, $1.0M
  • Mid-spring storms: 16 claims, $422K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (15) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lumberton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.

What’s been done with FEMA grants

12homes raised above flood level
2flood-prone properties bought out and cleared
Disasters that hit Lumberton

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lumberton itself: aid to households, or repair grants to the Township of Lumberton.

Brought FEMA money into LumbertonDeclared for Burlington County only
2020

Tropical Storm Isaias

$64K to the Township of Lumberton for repairs
2018

Severe Winter Storm and Snowstorm

$87K to the Township of Lumberton for repairs
2016

Severe Winter Storm and Snowstorm

$18K to the Township of Lumberton for repairs
2015

Severe Storm

$26K to the Township of Lumberton for repairs
2012

Hurricane Sandy

19 households applied for aid $345 aid approved $57K to the Township of Lumberton for repairs
2011

Hurricane Irene

69 households applied for aid $124K aid approved $59K to the Township of Lumberton for repairs
2010

Severe Winter Storm and Snowstorm

$55K to the Township of Lumberton for repairs
2010

Severe Storms and Flooding

4 households applied for aid $321 aid approved
2009

Snowstorm

$35K to the Township of Lumberton for repairs
2007

Severe Storms and Inland and Coastal Flooding

76 households applied for aid $97K aid approved $33K to the Township of Lumberton for repairs
2004

Severe Storms and Flooding

143 households applied for aid $778K aid approved $100K to the Township of Lumberton for repairs
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Lumberton

Lumberton and the towns around it

Southampton: Moderate, mostly inland floodingMedford: Moderate, mostly inland floodingHainesport: Moderate, mostly inland floodingEastampton: High, mostly inland floodingMount Holly: High, mostly inland floodingMount Laurel: Moderate, mostly inland floodingPemberton: Moderate, mostly inland floodingTabernacle: Low, mostly inland floodingWaterford: Very low, mostly inland floodingEvesham: Low, mostly inland floodingShamong: Low, mostly inland floodingWestampton: Low, mostly inland floodingCherry Hill: Low, mostly inland floodingMoorestown: Moderate, mostly inland floodingMaple Shade: High, mostly inland floodingWillingboro: High, mostly inland floodingLumberton: Moderate, mostly inland flooding LumbertonSouthamptonMedfordHainesportEastamptonMount HollyMount Laurel
Very lowLowModerateHighVery high
Mount Hollymostly inland floodingHigh
Eastamptonmostly inland floodingHigh
Hainesportmostly inland floodingModerate
Southamptonmostly inland floodingModerate
Medfordmostly inland floodingModerate
Lumbertonmostly inland floodingModerate
Mount Laurelmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lumberton covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Lumberton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lumberton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lumberton total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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