Natural hazards · Medford

Medford, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Medford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 175 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medford to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding67%Strong wind6%Hurricanes5%Everything else22%

By hazard

What Medford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medford flood?

Every paid claim on a federal flood insurance policy in Medford, from FEMA’s records.

175paid claims since 1978

$3.8Mpaid to owners

17homes flooded more than once

19782026

Biggest named events

April 2007 Nor'easter: 25 claims, $404K
Hurricane Irene: 17 claims, $202K
Mid-spring storms: 13 claims, $187K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Medford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burlington County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Medford

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medford itself: aid to households, or repair grants to the Township of Medford.

Brought FEMA money into MedfordDeclared for Burlington County only

2020

Tropical Storm Isaias

$98K to the Township of Medford for repairs

2018

Severe Winter Storm and Snowstorm

$362K to the Township of Medford for repairs

2016

Severe Winter Storm and Snowstorm

$80K to the Township of Medford for repairs

2015

Severe Storm

$599K to the Township of Medford for repairs

2012

Hurricane Sandy

12 households applied for aid $675K to the Township of Medford for repairs

2011

Hurricane Irene

53 households applied for aid $108K aid approved $171K to the Township of Medford for repairs

2010

Severe Winter Storm and Snowstorm

$192K to the Township of Medford for repairs

2010

Severe Storms and Flooding

13 households applied for aid $5K aid approved

2009

Snowstorm

$70K to the Township of Medford for repairs

2007

Severe Storms and Inland and Coastal Flooding

72 households applied for aid $55K aid approved $562K to the Township of Medford for repairs

2004

Severe Storms and Flooding

579 households applied for aid $1.5M aid approved $2.1M to the Township of Medford for repairs

Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Medford

Medford and the towns around it

Very lowLowModerateHighVery high

Southamptonmostly inland floodingModerate

Medfordmostly inland floodingModerate

Lumbertonmostly inland floodingModerate

Mount Laurelmostly inland floodingModerate

Tabernaclemostly inland floodingLow

Eveshammostly inland floodingLow

Shamongmostly inland floodingLow

Waterfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medford covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Medford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Medford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Medford total about $9.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.