Natural hazards · Northfield

Northfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Northfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 24 claims here since 1993. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northfield to be higher than in 48% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes30%Strong wind12%Everything else20%

By hazard

What Northfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northfield flood?

Every paid claim on a federal flood insurance policy in Northfield, from FEMA’s records.

24paid claims since 1993

$393Kpaid to owners

3homes flooded more than once

19932026

Biggest named events

Hurricane Sandy: 1 claim, $41K
March 2010 Nor'easter: 1 claim, $5K
Hurricane Irene: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atlantic County.

Disasters that hit Northfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Northfield itself: aid to households, or repair grants to the City of Northfield.

Brought FEMA money into NorthfieldDeclared for Atlantic County only

2020

Tropical Storm Isaias

$21K to the City of Northfield for repairs

2012

Hurricane Sandy

172 households applied for aid $207K aid approved $21K to the City of Northfield for repairs

2012

Severe Storms and Straight-Line Winds

$62K to the City of Northfield for repairs

2011

Hurricane Irene

88 households applied for aid $27K aid approved $39K to the City of Northfield for repairs

2010

Severe Winter Storm and Snowstorm

$45K to the City of Northfield for repairs

2010

Severe Storms and Flooding

58 households applied for aid $66K aid approved

2009

Snowstorm

$14K to the City of Northfield for repairs

Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Northfield

Northfield and the towns around it

Very lowLowModerateHighVery high

Linwoodmostly inland floodingModerate

Egg Harbormostly inland floodingModerate

Northfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northfield covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Northfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Northfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northfield total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.