Natural hazards · New Brighton

New Brighton, MN natural hazards

Most of the natural-hazard damage FEMA expects in New Brighton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 2001. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Brighton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Brighton to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves22%Tornadoes15%Heat waves9%Hail6%Everything else2%

By hazard

What New Brighton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

9% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Brighton flood?

Every paid claim on a federal flood insurance policy in New Brighton, from FEMA’s records.

9paid claims since 2001

$97Kpaid to owners

1homes flooded more than once

20012026

Biggest named events

Severe flooding: 2 claims, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Brighton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit New Brighton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Brighton itself: aid to households, or repair grants to the City of New Brighton.

Brought FEMA money into New BrightonDeclared for Ramsey County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$3K to the City of New Brighton for repairs

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around New Brighton

New Brighton and the towns around it

Very lowLowModerateHighVery high

Mounds Viewmostly inland floodingHigh

New Brightonmostly inland floodingLow

Arden Hillsmostly inland floodingLow

St. Anthonymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Brighton covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to New Brighton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Brighton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Brighton total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.