Natural hazards · Minnetrista

Minnetrista, MN natural hazards

Most of the natural-hazard damage FEMA expects in Minnetrista comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minnetrista?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minnetrista to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves19%Tornadoes17%Hail8%Heat waves8%Everything else4%

By hazard

What Minnetrista faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 80 years in the area

Hail

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minnetrista flood?

Every paid claim on a federal flood insurance policy in Minnetrista, from FEMA’s records.

3paid claims since 2013

$19Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minnetrista isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Minnetrista

Federal disasters declared here

None of the disasters declared for Hennepin County shows FEMA aid or repair money reaching Minnetrista itself in FEMA’s records.

Brought FEMA money into MinnetristaDeclared for Hennepin County only

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Minnetrista

Minnetrista and the towns around it

Very lowLowModerateHighVery high

Watertownmostly inland floodingVery high

Franklinmostly inland floodingHigh

Shorewoodmostly inland floodingLow

Waconiamostly inland floodingLow

Minnetristamostly inland floodingLow

Laketownmostly inland floodingLow

Victoriamostly inland floodingLow

Moundmostly inland floodingLow

Oronomostly inland floodingLow

Independencemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minnetrista covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Minnetrista’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Minnetrista. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minnetrista total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.