Natural hazards · Franklin

Franklin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Franklin comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes12%Strong wind9%Everything else12%

By hazard

What Franklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 56 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin flood?

FEMA's records show no paid flood insurance claims in Franklin.

of all homes
are insured

No community discount. Franklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Franklin

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Franklin itself: aid to households, or repair grants to the Township of Franklin.

Brought FEMA money into FranklinDeclared for Wright County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$12K to the Township of Franklin for repairs

2002

Severe Storms, Flooding and Tornadoes

$29K to the Township of Franklin for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$15K to the Township of Franklin for repairs

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Franklin

Franklin and the towns around it

Very lowLowModerateHighVery high

Watertownmostly inland floodingVery high

Rockfordmostly inland floodingHigh

Delanomostly inland floodingHigh

Franklinmostly inland floodingHigh

Marysvillemostly inland floodingModerate

Woodlandmostly inland floodingLow

Greenfieldmostly inland floodingLow

Minnetristamostly inland floodingLow

Independencemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Franklin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Franklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Franklin total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.