Natural hazards · Victoria

Victoria, MN natural hazards

Most of the natural-hazard damage FEMA expects in Victoria comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victoria?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victoria to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes20%Strong wind15%Cold waves13%Hail6%Heat waves6%Everything else2%

By hazard

What Victoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 84% of U.S. places

Strong wind

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 10 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victoria flood?

FEMA's records show no paid flood insurance claims in Victoria.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Victoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carver County.

Disasters that hit Victoria

Federal disasters declared here

None of the disasters declared for Carver County shows FEMA aid or repair money reaching Victoria itself in FEMA’s records.

Brought FEMA money into VictoriaDeclared for Carver County only

Carver County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Victoria

Victoria and the towns around it

Very lowLowModerateHighVery high

Shorewoodmostly inland floodingLow

Chanhassenmostly inland floodingLow

Laketownmostly inland floodingLow

Minnetristamostly inland floodingLow

Chaskamostly inland floodingLow

Victoriamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victoria covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Victoria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Victoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Victoria total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.