Natural hazards · Mound

Mound, MN natural hazards

Most of the natural-hazard damage FEMA expects in Mound comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mound?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mound to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves28%Tornadoes19%Heat waves11%Hail7%Everything else3%

By hazard

What Mound faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Cold waves

28% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

11% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mound flood?

Every paid claim on a federal flood insurance policy in Mound, from FEMA’s records.

5paid claims since 1978

$88Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mound isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Mound

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mound itself: aid to households, or repair grants to the City of Mound.

Brought FEMA money into MoundDeclared for Hennepin County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$121K to the City of Mound for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Mound

Mound and the towns around it

Very lowLowModerateHighVery high

Shorewoodmostly inland floodingLow

Minnetristamostly inland floodingLow

Spring Parkmostly inland floodingLow

Moundmostly inland floodingLow

Oronomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mound covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mound’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mound. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mound total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.