Natural hazards · Lake Edward

Lake Edward, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lake Edward comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Edward?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Edward to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding72%Cold waves17%Everything else11%

By hazard

What Lake Edward faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Edward flood?

FEMA's records show no paid flood insurance claims in Lake Edward.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Edward isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Lake Edward

Federal disasters declared here

None of the disasters declared for Crow Wing County shows FEMA aid or repair money reaching Lake Edward itself in FEMA’s records.

Brought FEMA money into Lake EdwardDeclared for Crow Wing County only

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Lake Edward

Lake Edward and the towns around it

Very lowLowModerateHighVery high

Lake Edwardmostly inland floodingHigh

Pelicanmostly inland floodingHigh

Centermostly inland floodingHigh

Nisswamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Edward is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Edward’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lake Edward. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.