Natural hazards · Center

Center, MN natural hazards

Most of the natural-hazard damage FEMA expects in Center comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding72%Cold waves17%Everything else11%

By hazard

What Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center flood?

FEMA's records show no paid flood insurance claims in Center.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Center

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Center itself: aid to households, or repair grants to the Township of Center.

Brought FEMA money into CenterDeclared for Crow Wing County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$2K to the Township of Center for repairs

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Center

Center and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Missionmostly inland floodingHigh

Lake Edwardmostly inland floodingHigh

Oak Lawnmostly inland floodingLow

Wolfordmostly inland floodingLow

Irondalemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Center total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.