Natural hazards · Nisswa

Nisswa, MN natural hazards

Most of the natural-hazard damage FEMA expects in Nisswa comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2016.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nisswa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nisswa to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding66%Cold waves19%Tornadoes6%Everything else9%

By hazard

What Nisswa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nisswa flood?

Every paid claim on a federal flood insurance policy in Nisswa, from FEMA’s records.

1paid claims since 2016

$4Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nisswa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Nisswa

Federal disasters declared here

None of the disasters declared for Crow Wing County shows FEMA aid or repair money reaching Nisswa itself in FEMA’s records.

Brought FEMA money into NisswaDeclared for Crow Wing County only

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Nisswa

Nisswa and the towns around it

Very lowLowModerateHighVery high

Lake Edwardmostly inland floodingHigh

Pequot Lakesmostly inland floodingModerate

Loon Lakemostly inland floodingModerate

Lake Shoremostly inland floodingLow

Nisswamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nisswa covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Nisswa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nisswa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nisswa total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.