Natural hazards · Pelican

Pelican, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pelican comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pelican?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pelican to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves12%Everything else10%

By hazard

What Pelican faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pelican flood?

FEMA's records show no paid flood insurance claims in Pelican.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pelican isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Pelican

Federal disasters declared here

None of the disasters declared for Crow Wing County shows FEMA aid or repair money reaching Pelican itself in FEMA’s records.

Brought FEMA money into PelicanDeclared for Crow Wing County only

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Pelican

Pelican and the towns around it

Very lowLowModerateHighVery high

Pelicanmostly inland floodingHigh

Lake Edwardmostly inland floodingHigh

Missionmostly inland floodingHigh

Breezy Pointmostly inland floodingModerate

Pequot Lakesmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pelican covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pelican’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pelican. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pelican total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.