Natural hazards · Hamden

Hamden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hamden comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hamden?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamden to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes15%Cold waves8%Everything else16%
By hazard

What Hamden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 18 years in the area

Cold waves

8% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hamden flood?

FEMA's records show no paid flood insurance claims in Hamden.

of all homes
are insured
No community discount. Hamden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Becker County.
Disasters that hit Hamden

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamden itself: aid to households, or repair grants to the Township of Hamden.

Brought FEMA money into HamdenDeclared for Becker County only
2009

Severe Storms and Flooding

$17K to the Township of Hamden for repairs
2002

Severe Storms, Flooding and Tornadoes

$19K to the Township of Hamden for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$21K to the Township of Hamden for repairs
2000

Severe Storms and Flooding

$11K to the Township of Hamden for repairs
Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Hamden

Hamden and the towns around it

Audubon: Very low, mostly inland floodingCuba: Low, mostly inland floodingRiceville: Moderate, mostly inland floodingRichwood: Very low, mostly inland floodingLake Park: Low, mostly inland floodingLake Eunice: Very low, mostly inland floodingDetroit: Very low, mostly inland floodingHighland Grove: High, mostly inland floodingAtlanta: Low, mostly inland floodingEglon: Very high, mostly inland floodingSpring Creek: Moderate, mostly inland floodingCallaway: Moderate, mostly inland floodingHolmesville: Low, mostly inland floodingSugar Bush: Moderate, mostly inland floodingLake Park: Low, mostly inland floodingCormorant: Low, mostly inland floodingParke: Very high, mostly inland floodingHamden: Very low, mostly inland flooding HamdenAudubonCubaRicevilleRichwoodLake Park
Very lowLowModerateHighVery high
Ricevillemostly inland floodingModerate
Cubamostly inland floodingLow
Lake Parkmostly inland floodingLow
Hamdenmostly inland floodingVery low
Audubonmostly inland floodingVery low
Richwoodmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamden is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hamden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hamden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01