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Natural hazards · Cuba

Cuba, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cuba comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 26 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cuba?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuba to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes13%Cold waves7%Everything else16%
By hazard

What Cuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 51% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 9 years in the area

Cold waves

7% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cuba flood?

Every paid claim on a federal flood insurance policy in Cuba, from FEMA’s records.

26paid claims since 1979
$237Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 1 claim, $13K
of all homes
are insured
No community discount. Cuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Becker County.
Disasters that hit Cuba

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cuba itself: aid to households, or repair grants to the Township of Cuba.

Brought FEMA money into CubaDeclared for Becker County only
2009

Severe Storms and Flooding

$16K to the Township of Cuba for repairs
2006

Flooding

$4K to the Township of Cuba for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the Township of Cuba for repairs
2000

Severe Storms and Flooding

$30K to the Township of Cuba for repairs
Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Cuba

Cuba and the towns around it

Lake Park: Low, mostly inland floodingHighland Grove: High, mostly inland floodingHamden: Very low, mostly inland floodingAtlanta: Low, mostly inland floodingRiceville: Moderate, mostly inland floodingEglon: Very high, mostly inland floodingLake Park: Low, mostly inland floodingCormorant: Low, mostly inland floodingAudubon: Very low, mostly inland floodingParke: Very high, mostly inland floodingCromwell: High, mostly inland floodingHitterdal: High, mostly inland floodingRichwood: Very low, mostly inland floodingGoose Prairie: High, mostly inland floodingWalworth: Low, mostly inland floodingSpring Creek: Moderate, mostly inland floodingCallaway: Moderate, mostly inland floodingHawley: High, mostly inland floodingHawley: High, mostly inland floodingCuba: Low, mostly inland flooding CubaLake ParkHighland GroveHamdenAtlantaRicevilleEglon
Very lowLowModerateHighVery high
Eglonmostly inland floodingVery high
Highland Grovemostly inland floodingHigh
Ricevillemostly inland floodingModerate
Cubamostly inland floodingLow
Lake Parkmostly inland floodingLow
Atlantamostly inland floodingLow
Hamdenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuba covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cuba’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cuba total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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