Natural hazards · Audubon

Audubon, MN natural hazards

Most of the natural-hazard damage FEMA expects in Audubon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1997. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Audubon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Audubon to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes15%Cold waves8%Everything else16%

By hazard

What Audubon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 18 years in the area

Cold waves

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Audubon flood?

Every paid claim on a federal flood insurance policy in Audubon, from FEMA’s records.

10paid claims since 1997

$247Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Audubon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Becker County.

Disasters that hit Audubon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Audubon itself: aid to households, or repair grants to the Township of Audubon.

Brought FEMA money into AudubonDeclared for Becker County only

2009

Severe Storms and Flooding

$26K to the Township of Audubon for repairs

2002

Severe Storms, Flooding and Tornadoes

$7K to the Township of Audubon for repairs

Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Audubon

Audubon and the towns around it

Very lowLowModerateHighVery high

Lake Parkmostly inland floodingLow

Audubonmostly inland floodingVery low

Hamdenmostly inland floodingVery low

Lake Eunicemostly inland floodingVery low

Detroitmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Audubon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Audubon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Audubon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Audubon total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.