Natural hazards · Bayport

Bayport, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bayport comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 119 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bayport?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bayport to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Cold waves12%Strong wind10%Everything else11%

By hazard

What Bayport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

12% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bayport flood?

Every paid claim on a federal flood insurance policy in Bayport, from FEMA’s records.

119paid claims since 1979

$2.3Mpaid to owners

23homes flooded more than once

19792026

Biggest named events

Severe flooding: 46 claims, $1.3M
Midwest Flooding: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bayport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Bayport

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bayport itself: aid to households, or repair grants to the City of Bayport.

Brought FEMA money into BayportDeclared for Washington County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$22K to the City of Bayport for repairs

2011

Severe Storms and Flooding

$21K to the City of Bayport for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$55K to the City of Bayport for repairs

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Bayport

Bayport and the towns around it

Very lowLowModerateHighVery high

West Lakelandmostly inland floodingModerate

St. Josephmostly inland floodingModerate

North Hudsonmostly inland floodingLow

Hudsonmostly inland floodingLow

Oak Park Heightsmostly inland floodingLow

Bayportmostly inland floodingLow

Baytownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bayport covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bayport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bayport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bayport total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.