Natural hazards · Baytown

Baytown, MN natural hazards

Most of the natural-hazard damage FEMA expects in Baytown comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baytown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baytown to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes19%Strong wind11%Cold waves9%Hail6%Everything else5%

By hazard

What Baytown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 82% of U.S. places

Strong wind

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baytown flood?

FEMA's records show no paid flood insurance claims in Baytown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baytown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Baytown

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Baytown itself in FEMA’s records.

Brought FEMA money into BaytownDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Baytown

Baytown and the towns around it

Very lowLowModerateHighVery high

West Lakelandmostly inland floodingModerate

Oak Park Heightsmostly inland floodingLow

Baytownmostly inland floodingLow

Bayportmostly inland floodingLow

Lake Elmomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baytown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Baytown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Baytown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baytown total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.