Natural hazards · Oak Park Heights

Oak Park Heights, MN natural hazards

Most of the natural-hazard damage FEMA expects in Oak Park Heights comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Park Heights?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Park Heights to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Cold waves11%Strong wind11%Hail5%Everything else5%

By hazard

What Oak Park Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

11% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Park Heights flood?

FEMA's records show no paid flood insurance claims in Oak Park Heights.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Park Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Oak Park Heights

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Oak Park Heights itself in FEMA’s records.

Brought FEMA money into Oak Park HeightsDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Oak Park Heights

Oak Park Heights and the towns around it

Very lowLowModerateHighVery high

Stillwatermostly inland floodingHigh

St. Josephmostly inland floodingModerate

Stillwatermostly inland floodingModerate

Oak Park Heightsmostly inland floodingLow

Bayportmostly inland floodingLow

Baytownmostly inland floodingLow

Lake Elmomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Park Heights covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oak Park Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oak Park Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak Park Heights total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.