Natural hazards · North Hudson

North Hudson, WI natural hazards

Most of the natural-hazard damage FEMA expects in North Hudson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1997. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Hudson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Hudson to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes22%Cold waves13%Strong wind10%Hail5%Everything else5%

By hazard

What North Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 88% of U.S. places

Cold waves

13% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Hudson flood?

Every paid claim on a federal flood insurance policy in North Hudson, from FEMA’s records.

1paid claims since 1997

$318paid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Croix County.

Disasters that hit North Hudson

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Hudson itself: aid to households, or repair grants to the Village of North Hudson.

Brought FEMA money into North HudsonDeclared for St. Croix County only

2013

Severe Storms, Flooding, and Mudslides

$42K to the Village of North Hudson for repairs

2001

Flooding, Severe Storms and Tornadoes

$19K to the Village of North Hudson for repairs

St. Croix County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around North Hudson

North Hudson and the towns around it

Very lowLowModerateHighVery high

West Lakelandmostly inland floodingModerate

North Hudsonmostly inland floodingLow

Hudsonmostly inland floodingLow

Bayportmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Hudson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.