Natural hazards · Bowne

Bowne, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bowne comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowne to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes18%Strong wind13%Everything else12%

By hazard

What Bowne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 40 years in the area

Strong wind

13% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowne flood?

FEMA's records show no paid flood insurance claims in Bowne.

of all homes
are insured

No community discount. Bowne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Bowne

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Bowne itself in FEMA’s records.

Brought FEMA money into BowneDeclared for Kent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Bowne

Bowne and the towns around it

Very lowLowModerateHighVery high

Irvingmostly inland floodingLow

Campbellmostly inland floodingLow

Bownemostly inland floodingLow

Lowellmostly inland floodingLow

Caledoniamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bowne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bowne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bowne total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.