Natural hazards · Exeter

Exeter, MI natural hazards

Most of the natural-hazard damage FEMA expects in Exeter comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Exeter?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Exeter to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes16%Cold waves11%Strong wind6%Everything else9%

By hazard

What Exeter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 58 years in the area

Cold waves

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Exeter flood?

Every paid claim on a federal flood insurance policy in Exeter, from FEMA’s records.

1paid claims since 2011

$9Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Exeter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Exeter

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Exeter itself in FEMA’s records.

Brought FEMA money into ExeterDeclared for Monroe County only

Monroe County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Exeter

Exeter and the towns around it

Very lowLowModerateHighVery high

Raisinvillemostly inland floodingHigh

Exetermostly inland floodingModerate

Ashmostly inland floodingLow

Londonmostly inland floodingLow

Sumptermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Exeter covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Exeter’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Exeter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Exeter total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.