Natural hazards · Ash

Ash, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ash comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ash?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ash to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes15%Cold waves10%Strong wind6%Everything else10%

By hazard

What Ash faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 77% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ash flood?

Every paid claim on a federal flood insurance policy in Ash, from FEMA’s records.

3paid claims since 1985

$7Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ash isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Ash

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Ash itself in FEMA’s records.

Brought FEMA money into AshDeclared for Monroe County only

Monroe County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Ash

Ash and the towns around it

Very lowLowModerateHighVery high

Berlinmostly inland floodingModerate

Exetermostly inland floodingModerate

Frenchtownmostly inland floodingModerate

Ashmostly inland floodingLow

Huronmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ash covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ash’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ash. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ash total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.