Natural hazards · Sumpter

Sumpter, MI natural hazards

Most of the natural-hazard damage FEMA expects in Sumpter comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sumpter?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sumpter to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves13%Tornadoes10%Heat waves7%Everything else7%

By hazard

What Sumpter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 3 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sumpter flood?

Every paid claim on a federal flood insurance policy in Sumpter, from FEMA’s records.

4paid claims since 1983

$46Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sumpter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Sumpter

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Sumpter itself in FEMA’s records.

Brought FEMA money into SumpterDeclared for Wayne County only

Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Sumpter

Sumpter and the towns around it

Very lowLowModerateHighVery high

Exetermostly inland floodingModerate

Augustamostly inland floodingLow

Sumptermostly inland floodingLow

Van Burenmostly inland floodingVery low

Huronmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sumpter covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Sumpter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sumpter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sumpter total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.