Natural hazards · Raisinville

Raisinville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Raisinville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raisinville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raisinville to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes13%Cold waves8%Strong wind5%Everything else7%

By hazard

What Raisinville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 87 years in the area

Cold waves

8% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raisinville flood?

Every paid claim on a federal flood insurance policy in Raisinville, from FEMA’s records.

8paid claims since 1982

$60Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raisinville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Raisinville

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Raisinville itself in FEMA’s records.

Brought FEMA money into RaisinvilleDeclared for Monroe County only

Monroe County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Raisinville

Raisinville and the towns around it

Very lowLowModerateHighVery high

Raisinvillemostly inland floodingHigh

Dundeemostly inland floodingModerate

Monroemostly inland floodingModerate

Exetermostly inland floodingModerate

Frenchtownmostly inland floodingModerate

Idamostly inland floodingLow

Londonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raisinville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Raisinville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Raisinville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raisinville total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.