Natural hazards · Brooks

Brooks, MI natural hazards

Most of the natural-hazard damage FEMA expects in Brooks comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 21 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brooks?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brooks to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding64%Strong wind13%Cold waves7%Tornadoes7%Everything else10%

By hazard

What Brooks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Strong wind

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 88 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brooks flood?

Every paid claim on a federal flood insurance policy in Brooks, from FEMA’s records.

21paid claims since 1986

$950Kpaid to owners

2homes flooded more than once

19862026

Biggest named events

2026-04-Flooding: 6 claims, $239K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Brooks is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Newaygo County.

Disasters that hit Brooks

Federal disasters declared here

None of the disasters declared for Newaygo County shows FEMA aid or repair money reaching Brooks itself in FEMA’s records.

Brought FEMA money into BrooksDeclared for Newaygo County only

Newaygo County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Brooks

Brooks and the towns around it

Very lowLowModerateHighVery high

Brooksmostly inland floodingLow

Newaygomostly inland floodingLow

Crotonmostly inland floodingLow

Everettmostly inland floodingLow

Garfieldmostly inland floodingLow

Grantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brooks covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brooks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Brooks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brooks total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.