Natural hazards · Grant

Grant, MI natural hazards

Most of the natural-hazard damage FEMA expects in Grant comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 16 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grant?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grant to be higher than in 15% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding58%Strong wind16%Tornadoes8%Cold waves8%Winter weather6%Everything else5%

By hazard

What Grant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Strong wind

16% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 49% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Winter weather

6% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grant flood?

Every paid claim on a federal flood insurance policy in Grant, from FEMA’s records.

16paid claims since 2018

$1.3Mpaid to owners

0homes flooded more than once

20182026

Biggest named events

2026-04-Flooding: 15 claims, $1.3M

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newaygo County.

Disasters that hit Grant

Federal disasters declared here

None of the disasters declared for Newaygo County shows FEMA aid or repair money reaching Grant itself in FEMA’s records.

Brought FEMA money into GrantDeclared for Newaygo County only

Newaygo County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Grant

Grant and the towns around it

Very lowLowModerateHighVery high

Ashlandmostly inland floodingLow

Brooksmostly inland floodingLow

Ensleymostly inland floodingVery low

Grantmostly inland floodingVery low

Tyronemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grant covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Grant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Grant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grant total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.