Natural hazards · Newaygo

Newaygo, MI natural hazards

Most of the natural-hazard damage FEMA expects in Newaygo comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1986. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Newaygo?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newaygo to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding64%Strong wind13%Cold waves7%Tornadoes7%Everything else10%
By hazard

What Newaygo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once every 2 years in the area

Strong wind

13% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

7% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once every 88 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newaygo flood?

Every paid claim on a federal flood insurance policy in Newaygo, from FEMA’s records.

10paid claims since 1986
$213Kpaid to owners
1homes flooded more than once
19862026

Biggest named events

  • 2026-04-Flooding: 1 claim, $41K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Newaygo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Newaygo County.
Disasters that hit Newaygo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newaygo itself: aid to households, or repair grants to the City of Newaygo.

Brought FEMA money into NewaygoDeclared for Newaygo County only
2026

Severe Storms, Tornadoes, and Flooding

16 households applied for aid $130K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $230 aid approved
1999

Mi - Severe Weather 1/2 /99

$2K to the City of Newaygo for repairs
Newaygo County has had 11 natural disasters declared since 1953, most often floods and severe storms.
Around Newaygo

Newaygo and the towns around it

Garfield: Low, mostly inland floodingBrooks: Low, mostly inland floodingAshland: Low, mostly inland floodingSheridan: Low, mostly inland floodingSherman: Low, mostly inland floodingEverett: Low, mostly inland floodingCroton: Low, mostly inland floodingGrant: Very low, mostly inland floodingNewaygo: Low, mostly inland flooding NewaygoGarfieldBrooks
Very lowLowModerateHighVery high
Newaygomostly inland floodingLow
Brooksmostly inland floodingLow
Garfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newaygo is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Newaygo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Newaygo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01