Natural hazards · Croton

Croton, MI natural hazards

Most of the natural-hazard damage FEMA expects in Croton comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Croton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Croton to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding64%Strong wind13%Cold waves7%Tornadoes7%Everything else10%

By hazard

What Croton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Strong wind

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 88 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Croton flood?

FEMA's records show no paid flood insurance claims in Croton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Croton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newaygo County.

Disasters that hit Croton

Federal disasters declared here

None of the disasters declared for Newaygo County shows FEMA aid or repair money reaching Croton itself in FEMA’s records.

Brought FEMA money into CrotonDeclared for Newaygo County only

Newaygo County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Croton

Croton and the towns around it

Very lowLowModerateHighVery high

Big Prairiemostly inland floodingModerate

Reynoldsmostly inland floodingLow

Crotonmostly inland floodingLow

Brooksmostly inland floodingLow

Ensleymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Croton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Croton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Croton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.