Natural hazards · Ogunquit

Ogunquit, ME natural hazards

Most of the natural-hazard damage FEMA expects in Ogunquit comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 58 claims here since 1978. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ogunquit?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogunquit to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes23%Coastal flooding19%Ice storms7%Everything else7%
By hazard

What Ogunquit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once a year in the area

Hurricanes

23% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Coastal flooding

19% of expected damage
Well above average · among the top 1% of U.S. places

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ogunquit flood?

Every paid claim on a federal flood insurance policy in Ogunquit, from FEMA’s records.

58paid claims since 1978
$1.9Mpaid to owners
8homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 10 claims, $315K
  • April 2007 Nor'easter: 8 claims, $255K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
🏷️ 10% off flood insurance. Ogunquit is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: York County.
Disasters that hit Ogunquit

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ogunquit itself: aid to households, or repair grants to the Town of Ogunquit.

Brought FEMA money into OgunquitDeclared for York County only
2024

Severe Storms and Flooding

7 households applied for aid $10K aid approved $888K to the Town of Ogunquit for repairs
2022

Severe Storm and Flooding

$259K to the Town of Ogunquit for repairs
2018

Severe Storm and Flooding

$1.1M to the Town of Ogunquit for repairs
2017

Severe Storm and Flooding

$9K to the Town of Ogunquit for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$18K to the Town of Ogunquit for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$67K to the Town of Ogunquit for repairs
2011

Tropical Storm Irene

$6K to the Town of Ogunquit for repairs
2010

Severe Winter Storm

$49K to the Town of Ogunquit for repairs
2008

Severe Winter Storm and Flooding

$62K to the Town of Ogunquit for repairs
2007

Severe Storms and Inland and Coastal Flooding

3 households applied for aid $347K to the Town of Ogunquit for repairs
2006

Severe Storms and Flooding

23 households applied for aid $18K aid approved $40K to the Town of Ogunquit for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$244K to the Town of Ogunquit for repairs
2005

Snow

$10K to the Town of Ogunquit for repairs
2005

Record And/Or Near Record Snow

$24K to the Town of Ogunquit for repairs
2001

Snow

$9K to the Town of Ogunquit for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Ogunquit

Ogunquit and the towns around it

Wells: Moderate, mostly inland floodingYork: Low, mostly inland floodingKennebunk: Low, mostly inland floodingNorth Berwick: Low, mostly inland floodingSouth Berwick: Low, mostly inland floodingKittery: Low, mostly inland floodingEliot: Low, mostly inland floodingOgunquit: Moderate, mostly inland flooding OgunquitWellsYork
Very lowLowModerateHighVery high
Wellsmostly inland floodingModerate
Ogunquitmostly inland floodingModerate
Yorkmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogunquit covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Ogunquit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ogunquit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ogunquit total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01