TownTapestry
Sign inJoin
SmithfieldGood morning
Natural hazards · Smithfield

Smithfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Smithfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Smithfield?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smithfield to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves25%Hurricanes21%Ice storms5%Everything else13%
By hazard

What Smithfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 4 times a year in the area

Cold waves

25% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

21% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 9 years in the area

Ice storms

5% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Smithfield flood?

FEMA's records show no paid flood insurance claims in Smithfield.

of all homes
are insured
No community discount. Smithfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Somerset County.
Disasters that hit Smithfield

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Smithfield itself: aid to households, or repair grants to the Town of Smithfield.

Brought FEMA money into SmithfieldDeclared for Somerset County only
2023

Severe Storm and Flooding

11 households applied for aid $32K aid approved
2017

Severe Storm and Flooding

$4K to the Town of Smithfield for repairs
2007

Severe Storms and Inland and Coastal Flooding

$30K to the Town of Smithfield for repairs
2005

Snow

$3K to the Town of Smithfield for repairs
2005

Record And/Or Near Record Snow

$2K to the Town of Smithfield for repairs
2003

Snow

$4K to the Town of Smithfield for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$6K to the Town of Smithfield for repairs
2001

Snow

$4K to the Town of Smithfield for repairs
2000

Severe Storms, Flooding, and Ice Jams

$8K to the Town of Smithfield for repairs
Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Smithfield

Smithfield and the towns around it

Rome: Low, mostly inland floodingMercer: Moderate, mostly inland floodingNorridgewock: Moderate, mostly inland floodingOakland: Low, mostly inland floodingFairfield: Moderate, mostly cold wavesBelgrade: Low, mostly inland floodingMount Vernon: Low, mostly inland floodingVienna: Low, mostly inland floodingNew Sharon: High, mostly inland floodingStarks: Moderate, mostly inland floodingMadison: Low, mostly cold wavesSkowhegan: Low, mostly inland floodingWaterville: Moderate, mostly inland floodingSidney: Low, mostly inland floodingBenton: High, mostly inland floodingClinton: High, mostly inland floodingManchester: Very low, mostly inland floodingReadfield: Very low, mostly inland floodingSmithfield: Moderate, mostly inland flooding SmithfieldRomeMercerNorridgewockOaklandFairfieldBelgrade
Very lowLowModerateHighVery high
Norridgewockmostly inland floodingModerate
Fairfieldmostly cold wavesModerate
Smithfieldmostly inland floodingModerate
Mercermostly inland floodingModerate
Romemostly inland floodingLow
Belgrademostly inland floodingLow
Oaklandmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smithfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Smithfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Smithfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Smithfield, MESomerset CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Smithfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map