Natural hazards · Rome

Rome, ME natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rome?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding59%Hurricanes17%Ice storms6%Everything else17%
By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Ice storms

6% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rome flood?

FEMA's records show no paid flood insurance claims in Rome.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit Rome

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rome itself: aid to households, or repair grants to the Town of Rome.

Brought FEMA money into RomeDeclared for Kennebec County only
2023

Severe Storm and Flooding

5 households applied for aid $4K aid approved $18K to the Town of Rome for repairs
2017

Severe Storm and Flooding

$15K to the Town of Rome for repairs
2007

Severe Storms and Inland and Coastal Flooding

$21K to the Town of Rome for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$13K to the Town of Rome for repairs
2000

Severe Storms, Flooding, and Ice Jams

$2K to the Town of Rome for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Rome

Rome and the towns around it

Smithfield: Moderate, mostly inland floodingBelgrade: Low, mostly inland floodingMount Vernon: Low, mostly inland floodingVienna: Low, mostly inland floodingMercer: Moderate, mostly inland floodingNew Sharon: High, mostly inland floodingNorridgewock: Moderate, mostly inland floodingOakland: Low, mostly inland floodingFairfield: Moderate, mostly cold wavesSidney: Low, mostly inland floodingManchester: Very low, mostly inland floodingReadfield: Very low, mostly inland floodingFayette: Very low, mostly inland floodingChesterville: High, mostly inland floodingStarks: Moderate, mostly inland floodingIndustry: High, mostly inland floodingFarmington: Moderate, mostly inland floodingRome: Low, mostly inland flooding RomeSmithfieldBelgradeMount VernonViennaMercerNew Sharon
Very lowLowModerateHighVery high
New Sharonmostly inland floodingHigh
Smithfieldmostly inland floodingModerate
Mercermostly inland floodingModerate
Romemostly inland floodingLow
Mount Vernonmostly inland floodingLow
Viennamostly inland floodingLow
Belgrademostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Rome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01