TownTapestry
Sign inJoin
FairfieldGood morning
Natural hazards · Fairfield

Fairfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Fairfield comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 25 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairfield?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairfield to be higher than in 45% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding28%Hurricanes15%Everything else21%
By hazard

What Fairfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

28% of expected damage
Below average · higher than 40% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 9 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairfield flood?

Every paid claim on a federal flood insurance policy in Fairfield, from FEMA’s records.

25paid claims since 1979
$313Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • December Nor'easter: 8 claims, $151K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Fairfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Somerset County.
Disasters that hit Fairfield

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairfield itself: aid to households, or repair grants to the Town of Fairfield.

Brought FEMA money into FairfieldDeclared for Somerset County only
2023

Severe Storm and Flooding

107 households applied for aid $248K aid approved $80K to the Town of Fairfield for repairs
2022

Severe Storm and Flooding

$17K to the Town of Fairfield for repairs
2008

Severe Storms and Flooding

$3K to the Town of Fairfield for repairs
2007

Severe Storms and Inland and Coastal Flooding

$5K to the Town of Fairfield for repairs
2005

Snow

$18K to the Town of Fairfield for repairs
2005

Record And/Or Near Record Snow

$16K to the Town of Fairfield for repairs
2003

Snow

$22K to the Town of Fairfield for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$4K to the Town of Fairfield for repairs
2001

Snow

$18K to the Town of Fairfield for repairs
1999

Hurricane Floyd Major Disaster Declarations

$5K to the Town of Fairfield for repairs
Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Fairfield

Fairfield and the towns around it

Benton: High, mostly inland floodingClinton: High, mostly inland floodingSmithfield: Moderate, mostly inland floodingNorridgewock: Moderate, mostly inland floodingSkowhegan: Low, mostly inland floodingAlbion: Low, mostly inland floodingWinslow: Moderate, mostly inland floodingBurnham: Moderate, mostly inland floodingPittsfield: Moderate, mostly inland floodingCanaan: Moderate, mostly inland floodingRome: Low, mostly inland floodingMercer: Moderate, mostly inland floodingOakland: Low, mostly inland floodingBelgrade: Low, mostly inland floodingStarks: Moderate, mostly inland floodingMadison: Low, mostly cold wavesCornville: Moderate, mostly inland floodingFairfield: Moderate, mostly cold waves FairfieldBentonClintonSmithfieldNorridgewockSkowhegan
Very lowLowModerateHighVery high
Bentonmostly inland floodingHigh
Clintonmostly inland floodingHigh
Norridgewockmostly inland floodingModerate
Fairfieldmostly cold wavesModerate
Smithfieldmostly inland floodingModerate
Skowheganmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairfield covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Fairfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairfield total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Fairfield, MESomerset CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Fairfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map