Natural hazards · Norridgewock

Norridgewock, ME natural hazards

Most of the natural-hazard damage FEMA expects in Norridgewock comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norridgewock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norridgewock to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding32%Cold waves30%Hurricanes17%Drought8%Everything else14%

By hazard

What Norridgewock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Cold waves

30% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Drought

8% of expected damage

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norridgewock flood?

Every paid claim on a federal flood insurance policy in Norridgewock, from FEMA’s records.

15paid claims since 1978

$548Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

December Nor'easter: 6 claims, $475K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Norridgewock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Norridgewock

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norridgewock itself: aid to households, or repair grants to the Town of Norridgewock.

Brought FEMA money into NorridgewockDeclared for Somerset County only

2023

Severe Storm and Flooding

52 households applied for aid $126K aid approved $140K to the Town of Norridgewock for repairs

2017

Severe Storm and Flooding

$28K to the Town of Norridgewock for repairs

2009

Severe Storms, Flooding, and Landslides

$35K to the Town of Norridgewock for repairs

2007

Severe Storms and Inland and Coastal Flooding

$9K to the Town of Norridgewock for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$24K to the Town of Norridgewock for repairs

2005

Snow

$11K to the Town of Norridgewock for repairs

2005

Record And/Or Near Record Snow

$10K to the Town of Norridgewock for repairs

2003

Snow

$20K to the Town of Norridgewock for repairs

2001

Snow

$9K to the Town of Norridgewock for repairs

2000

Severe Storms, Flooding, and Ice Jams

$9K to the Town of Norridgewock for repairs

Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Norridgewock

Norridgewock and the towns around it

Very lowLowModerateHighVery high

Norridgewockmostly inland floodingModerate

Fairfieldmostly cold wavesModerate

Starksmostly inland floodingModerate

Mercermostly inland floodingModerate

Smithfieldmostly inland floodingModerate

Skowheganmostly inland floodingLow

Madisonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norridgewock covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Norridgewock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Norridgewock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norridgewock total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.