Natural hazards · Largo

Largo, MD natural hazards

Most of the natural-hazard damage FEMA expects in Largo comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Largo?

8
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Largo to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding56%Hurricanes9%Heat waves9%Tornadoes9%Earthquakes7%Everything else10%
By hazard

What Largo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

9% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 11 years in the area

Heat waves

9% of expected damage
Well below average · higher than 3% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 33% of U.S. places

Earthquakes

7% of expected damage
Above average · higher than 51% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Largo flood?

Every paid claim on a federal flood insurance policy in Largo, from FEMA’s records.

8paid claims since 2010
$55Kpaid to owners
0homes flooded more than once
20102026

Biggest named events

  • Hurricane Isaias: 1 claim, $3K
  • Mid-spring storms: 1 claim, $775
of all homes
are insured
No community discount. Largo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George's County.
Disasters that hit Largo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Largo itself: aid to households, or repair grants to Largo.

Brought FEMA money into LargoDeclared for Prince George's County only
2003

Hurricane Isabel

4 households applied for aid $4K aid approved
Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Largo

Largo and the towns around it

Brown Station: Very low, mostly inland floodingWestphalia: Very low, mostly inland floodingKettering: Very low, mostly inland floodingLake Arbor: Very low, mostly inland floodingSeat Pleasant: Very low, mostly inland floodingMarlboro Village: Very low, mostly inland floodingBrock Hall: Very low, mostly inland floodingMorningside: Very low, mostly inland floodingQueensland: Very low, mostly inland floodingForestville: Very low, mostly inland floodingAndrews AFB: Very low, mostly inland floodingMelwood: Very low, mostly inland floodingUpper Marlboro: Very low, mostly inland floodingWoodmore: Very low, mostly inland floodingBowie: Very low, mostly inland floodingMitchellville: Very low, mostly inland floodingSpringdale: Very low, mostly inland floodingSummerfield: Very low, mostly inland floodingGlenarden: Very low, mostly inland floodingPeppermill Village: Very low, mostly inland floodingMaryland Park: Very low, mostly inland floodingCedar Heights: Very low, mostly inland floodingFairmount Heights: Very low, mostly inland floodingWalker Mill: Very low, mostly inland floodingLargo: Very low, mostly inland flooding LargoBrown StationWestphaliaKetteringLake ArborSeat Pleasant
Very lowLowModerateHighVery high
Ketteringmostly inland floodingVery low
Largomostly inland floodingVery low
Brown Stationmostly inland floodingVery low
Lake Arbormostly inland floodingVery low
Westphaliamostly inland floodingVery low
Seat Pleasantmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Largo covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Largo’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Largo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Largo total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01