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Natural hazards · Westphalia

Westphalia, MD natural hazards

Most of the natural-hazard damage FEMA expects in Westphalia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westphalia?

4
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westphalia to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hurricanes10%Tornadoes8%Heat waves7%Earthquakes6%Everything else12%
By hazard

What Westphalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

10% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 11 years in the area

Tornadoes

8% of expected damage
Below average · higher than 33% of U.S. places

Heat waves

7% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 50% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westphalia flood?

Every paid claim on a federal flood insurance policy in Westphalia, from FEMA’s records.

4paid claims since 2009
$29Kpaid to owners
0homes flooded more than once
20092026

Biggest named events

  • Hurricane Irene: 1 claim, $4K
of all homes
are insured
No community discount. Westphalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George's County.
Disasters that hit Westphalia

Federal disasters declared here

None of the disasters declared for Prince George's County shows FEMA aid or repair money reaching Westphalia itself in FEMA’s records.

Brought FEMA money into WestphaliaDeclared for Prince George's County only
Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Westphalia

Westphalia and the towns around it

Morningside: Very low, mostly inland floodingBrown Station: Very low, mostly inland floodingQueensland: Very low, mostly inland floodingLargo: Very low, mostly inland floodingForestville: Very low, mostly inland floodingAndrews AFB: Very low, mostly inland floodingMarlboro Village: Very low, mostly inland floodingMelwood: Very low, mostly inland floodingUpper Marlboro: Very low, mostly inland floodingCamp Springs: Very low, mostly inland floodingBrock Hall: Very low, mostly inland floodingRosaryville: Very low, mostly inland floodingCroom: Very low, mostly inland floodingMarlboro Meadows: Very low, mostly inland floodingKettering: Very low, mostly inland floodingLake Arbor: Very low, mostly inland floodingSeat Pleasant: Very low, mostly inland floodingWalker Mill: Very low, mostly inland floodingDistrict Heights: Very low, mostly inland floodingSuitland: Very low, mostly inland floodingClinton: Very low, mostly inland floodingWestphalia: Very low, mostly inland flooding WestphaliaMorningsideBrown StationQueenslandLargoForestvilleAndrews AFBMarlboro VillageMelwoodUpper Marlboro
Very lowLowModerateHighVery high
Morningsidemostly inland floodingVery low
Marlboro Villagemostly inland floodingVery low
Brown Stationmostly inland floodingVery low
Largomostly inland floodingVery low
Upper Marlboromostly inland floodingVery low
Westphaliamostly inland floodingVery low
Queenslandmostly inland floodingVery low
Forestvillemostly inland floodingVery low
Melwoodmostly inland floodingVery low
Andrews AFBmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westphalia covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Westphalia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Westphalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westphalia total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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