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Natural hazards · Kettering

Kettering, MD natural hazards

Most of the natural-hazard damage FEMA expects in Kettering comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kettering?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kettering to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding60%Heat waves8%Earthquakes8%Hurricanes8%Tornadoes7%Everything else9%
By hazard

What Kettering faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 4 times a year in the area

Heat waves

8% of expected damage
Well below average · higher than 3% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

8% of expected damage
Above average · higher than 60% of U.S. places

Hurricanes

8% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 11 years in the area

Tornadoes

7% of expected damage
Below average · higher than 33% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kettering flood?

Every paid claim on a federal flood insurance policy in Kettering, from FEMA’s records.

5paid claims since 2008
$29Kpaid to owners
0homes flooded more than once
20082026
of all homes
are insured
No community discount. Kettering isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George's County.
Disasters that hit Kettering

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kettering itself: aid to households, or repair grants to Kettering.

Brought FEMA money into KetteringDeclared for Prince George's County only
2003

Hurricane Isabel

1 household applied for aid
Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Kettering

Kettering and the towns around it

Brock Hall: Very low, mostly inland floodingLargo: Very low, mostly inland floodingWoodmore: Very low, mostly inland floodingLake Arbor: Very low, mostly inland floodingBowie: Very low, mostly inland floodingMitchellville: Very low, mostly inland floodingUpper Marlboro: Very low, mostly inland floodingMarlboro Meadows: Very low, mostly inland floodingMarlboro Village: Very low, mostly inland floodingBrown Station: Very low, mostly inland floodingQueen Anne: Very low, mostly inland floodingQueensland: Very low, mostly inland floodingWestphalia: Very low, mostly inland floodingSeat Pleasant: Very low, mostly inland floodingFairwood: Very low, mostly inland floodingSpringdale: Very low, mostly inland floodingSummerfield: Very low, mostly inland floodingGlenarden: Very low, mostly inland floodingGlenn Dale: Very low, mostly inland floodingLanham: Very low, mostly inland floodingKettering: Very low, mostly inland flooding KetteringBrock HallLargoWoodmoreLake ArborBowieMitchellville
Very lowLowModerateHighVery high
Ketteringmostly inland floodingVery low
Woodmoremostly inland floodingVery low
Mitchellvillemostly inland floodingVery low
Brock Hallmostly inland floodingVery low
Largomostly inland floodingVery low
Lake Arbormostly inland floodingVery low
Bowiemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kettering covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Kettering’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kettering. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kettering total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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