Natural hazards · Seat Pleasant

Seat Pleasant, MD natural hazards

Most of the natural-hazard damage FEMA expects in Seat Pleasant comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seat Pleasant?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seat Pleasant to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding45%Heat waves13%Tornadoes12%Hurricanes8%Earthquakes8%Everything else14%

By hazard

What Seat Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 4 times a year in the area

Heat waves

13% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

12% of expected damage

Below average · higher than 32% of U.S. places

Hurricanes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Earthquakes

8% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seat Pleasant flood?

Every paid claim on a federal flood insurance policy in Seat Pleasant, from FEMA’s records.

3paid claims since 2003

$7Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Hurricane Isabel: 1 claim, $3K
Hurricane Irene: 1 claim, $4K
Hurricane Sandy: 1 claim, $272

of all homes
are insured

No community discount. Seat Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Seat Pleasant

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seat Pleasant itself: aid to households, or repair grants to the City of Seat Pleasant.

Brought FEMA money into Seat PleasantDeclared for Prince George's County only

2016

Severe Winter Storm and Snowstorm

$21K to the City of Seat Pleasant for repairs

2010

Severe Winter Storms and Snowstorms

$11K to the City of Seat Pleasant for repairs

2003

Hurricane Isabel

4 households applied for aid $11K aid approved $3K to the City of Seat Pleasant for repairs

2003

Snow

$6K to the City of Seat Pleasant for repairs

2000

Severe Winter Storm

$4K to the City of Seat Pleasant for repairs

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Seat Pleasant

Seat Pleasant and the towns around it

Very lowLowModerateHighVery high

Peppermill Villagemostly inland floodingVery low

Largomostly inland floodingVery low

Cedar Heightsmostly inland floodingVery low

Fairmount Heightsmostly inland floodingVery low

Seat Pleasantmostly inland floodingVery low

Maryland Parkmostly inland floodingVery low

Summerfieldmostly inland floodingVery low

Walker Millmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seat Pleasant covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Seat Pleasant’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Seat Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seat Pleasant total about $368K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.